None of these will make one a steady person with sound financial standing. Creative ideas to make products that would be of in everyday use one can make steady money and the flow of money assured till competitors emerge. 2. Those who seem to have been favoured with luck, majority of them lost it quickly as in gambling including the stock market. Initial luck seems to hook them for eternity to invest more and more to square up the losses and finally they turn impoverished. 3. Beware of false brokers. They get their commission regardless of investor win or lose. God bless the un-gambler.