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Which Credit Card do you use and why?

Discussion in 'General Discussions - USA & Canada' started by bharthi, Oct 28, 2006.

  1. bharthi

    bharthi Junior IL'ite

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    Friends,

    I am sick and tired of the chase credit card that I currently have. Their service is very poor. I wan't to switch to a new one. Can you please share what credit card company you use and what you like and don't like about it? I hope that this thread can be a good information source for anyone deciding on a credit card. Thank you very much.

    Bharthi
     
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  2. shalini

    shalini New IL'ite

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    American Express - Blue Cash.

    Hi Bharthi,

    I use American Express (Blue Cash) card as my primary credit card. I also have a Visa credit card from Wells Fargo for use in establishments that don't accept american express credit card.

    The main reason I chose Amex as my primary credit card was for the cash back. Here is the cash back I get from them.

    <TABLE style="WIDTH: 254pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width=340 border=0 TOPMARGIN="0" x:str><COLGROUP><COL style="WIDTH: 90pt; mso-width-source: userset; mso-width-alt: 4266" width=120><COL style="WIDTH: 76pt; mso-width-source: userset; mso-width-alt: 3612" width=102><COL style="WIDTH: 88pt; mso-width-source: userset; mso-width-alt: 4181" width=118><TR style="HEIGHT: 52.8pt" height=70><TD class=xl24 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext 0.5pt solid; WIDTH: 90pt; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 52.8pt; BACKGROUND-COLOR: transparent" width=120 height=70>Total Annual Purchases



    <TD class=xl24 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext; WIDTH: 76pt; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent" width=102 background=/shared/images/summary/drops.jpg>Cash Back in Supermarkets, Gas Stations, Drugstores<TD class=xl24 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext; WIDTH: 88pt; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent" width=118>Cash Back for all other Eligible Purchases<TR style="HEIGHT: 13.2pt" height=18><TD class=xl25 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext 0.5pt solid; WIDTH: 90pt; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 13.2pt; BACKGROUND-COLOR: transparent" width=120 height=18>$0 - $6,500<TD class=xl26 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; WIDTH: 76pt; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent" width=102 x:num="0.01">1%<TD class=xl26 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; WIDTH: 88pt; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent" width=118 x:num="5.0000000000000001E-3">1%<TR style="HEIGHT: 13.2pt" height=18><TD class=xl25 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext 0.5pt solid; WIDTH: 90pt; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 13.2pt; BACKGROUND-COLOR: transparent" width=120 height=18>$6,500.01 or more<TD class=xl26 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; WIDTH: 76pt; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent" width=102 x:num="0.05">5%<TD class=xl26 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; WIDTH: 88pt; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent" width=118 x:num="1.4999999999999999E-2">2%

    I try to put all my expenses on american express card and at the end of the year, I receive close to $500 in cash-back. I probably think that I can do more in value if I use credit cards that give points that can be redeemed etc, but that is too much hassle for me. Amex card is plain and simple.

    Shalini
     
    Last edited: Oct 28, 2006

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