Well, just think of it this way. Whichever decision you will make you will have a little comprises and some blame game. Some consequences eventually. Which consequence are you will to take 1. Go with your family- possibility of catching covid. Unknown location for food, medical etc But everyone is young and might recover faster(assuming no-one has pre existing conditions) Keep the opportunity to pay bills n EMI But if you get the virus you will have to hear from family and friends.(because you took everyone it happened) 2. Don't go to with family: you will miss your family Will you really be satisfied at this point to be alone. Have to rework to get kids back to school. Will have to wait atleast a year again to get them to your place. Family and friends will say something that you might not like Your husband might not be happy right now. If by chance you get the virus it will be only you for now But with the situation now will you be able to go back n forth to meet you family alone? 3. Leaving the opportunity completely: Are you sure you will get the opportunity again. Will you be able to find something where you are to pay bills n emi Will your husband and you be able to make ends meet Rework to get kids back to school. You will have to hear from family and friends (such a good opportunity she lost. They could have done something) or( so much they wasted n didn't go) So most common thing is hearing from family and friends. (Not in a good way) So you decide which consequence you are willing to face? This is the way I chose when I have to decide on anything. Which can I live with, which is the lesser evil when every decision is going to lead to bad.