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Organising your paper weight

Discussion in 'Jokes' started by Huma, Oct 25, 2007.

  1. Huma

    Huma Silver IL'ite

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    Hi friends

    When it comes to organizing documents you have to know what to hold and what to discard....

    Keep for life

    - Birth, marriage, divorce and death certificates.

    - Life insurance policies that are in effect.

    - Copies of your will/power of attorney.
    - Certificate of discharge (from bankruptcy)

    Keep 12 years

    - Mortage papers (from date paid off).

    Keep six years after expiry

    - Investment and savings documents.
    - Pension policies.
    - Debt repayment records (check your credit file first)
    - Loan repayments

    Keep two years after end of relevant tax year.
    - All documents relating to your tax return ( pay slips, pension contributions,taxable state benefits, pension, bank statements, building society pass books). If self-employed keep six years.

    Keep one year
    - Certificates of insurance.....only keep the most recent one.

    Keep as long as you own
    - Deeds of unregistered properties
    - Planning and building regulation documents
    - Home-improvement records.
    - Car registration purchase papers, lease.
    - Insurance claims
    - Bills for major purchases, warranties.

    Discard

    - Credit card bills once you've checked them and kept relevant receipts.

    bye
     
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  2. puni88

    puni88 Moderator Staff Member IL Hall of Fame

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    Very true....
    thanks for the tips.

    ~Punitha
     

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