1. U.S. Elementary Education : What Parents Need to Know
    Dismiss Notice
  2. What can you teach someone online? Tell us here!
    Dismiss Notice
  3. If someone taught you via skype, what would you want to learn? Tell us here!
    Dismiss Notice

Need help regarding travel insurance for Parents

Discussion in 'General Discussions - USA & Canada' started by Freedom_life, May 10, 2013.

  1. Freedom_life

    Freedom_life New IL'ite

    Messages:
    82
    Likes Received:
    4
    Trophy Points:
    8
    Gender:
    Female
    Hi,

    Can you please suggest ig getting insurance from India better or getting it over here is better? My parents will stay with us for 4 months. They both have some pre existing condition. So I am looking for the max cover. Can you please suggest?

    I see lot of threads on this but they seem to be outdated hence I started a new thread.

    Thanks
     
    Loading...

  2. Freedom_life

    Freedom_life New IL'ite

    Messages:
    82
    Likes Received:
    4
    Trophy Points:
    8
    Gender:
    Female
    No reply ? I am hearing from friends to take pre existing cover. which is costing 800$. Can you please help?
     
  3. madhurisatya

    madhurisatya Silver IL'ite

    Messages:
    609
    Likes Received:
    21
    Trophy Points:
    50
    Gender:
    Female
    Freedom_life,

    check ICICI Lombard and Insubuy.com
     
  4. Freedom_life

    Freedom_life New IL'ite

    Messages:
    82
    Likes Received:
    4
    Trophy Points:
    8
    Gender:
    Female
    thanks madhu.. What are the options which cover pre existing?
     
  5. crainandrea22

    crainandrea22 New IL'ite

    Messages:
    12
    Likes Received:
    2
    Trophy Points:
    3
    Gender:
    Female
  6. GoneGirl

    GoneGirl Gold IL'ite

    Messages:
    395
    Likes Received:
    539
    Trophy Points:
    173
    Gender:
    Female
  7. DDream

    DDream Platinum IL'ite

    Messages:
    1,274
    Likes Received:
    2,671
    Trophy Points:
    285
    Gender:
    Female
    I think it is better to buy insurance from USA as there can be issues with Indian insurance.
    I used imglobal.com for parents. International Medical Group insurance. This was suggested by friends in USA. They have used it extensively when their parents became sick. I used it two times for routine check up of my mom but insurance didn't pay as the money was less than $200 due to the limit of deductible amount. But I was happy that medical provider accepted it. I am not sure whether people here accept indian insurance. I know that it will be a waste of money if we don't use it. But it is always better to be on a safer side.
     
    smriti10 likes this.
  8. uma2811

    uma2811 New IL'ite

    Messages:
    3
    Likes Received:
    1
    Trophy Points:
    1
    Gender:
    Female
    hI,
    Hi as far as I know extracting insurance money is a post pain. you will have to pay in US first then you should apply with those receipts. Unless it's totally necessary, you could save that money. ( this is my opinion)
     
  9. kalainat

    kalainat Bronze IL'ite

    Messages:
    56
    Likes Received:
    50
    Trophy Points:
    38
    Gender:
    Female
    hi,
    Please dont ever underestimate insurance. you strongly need it here. If you dont have good insurance you are risk of loosing all your savings. My friend's mom had horrible experience here. We can never know what will happen. Better be safe than feeling later. There are good comprehensive coverage plans where you dont need to pay first and submit for claim. It works as any normal insurance .
     
    shri0218 likes this.
  10. shri0218

    shri0218 Silver IL'ite

    Messages:
    87
    Likes Received:
    90
    Trophy Points:
    58
    Gender:
    Female
    I think you should get the insurance from USA then u just pay the deductible and can relax. If u buy insurance from India you will have to pay the money and then apply for reimbursement which can take months together n so many calls and emails.
    I purchase seven corners insurance for my parents and it is pretty good. Hope it helps.
     
    smriti10 likes this.

Share This Page