Question - why make the RTL while you are alive? For example, in TX and some other states, the creation of trusts for minor kids can be a directive in the will after both parents pass away. If the kids are no longer X years then they have more flexibility without putting everything in a trust right? Is there a specific reason for an RTL? Almost all TX lawyers suggest a will, living will and trust creation directive in the Will. The only person I know who has an RTL is one who told me she doesn’t want the spouse to inherit her assets and that she wanted it to go to the kids specifically. With an RTL won’t the surviving spouse have a problem with its inflexible nature?