Discussion in 'Money Matters' started by shakambari, Dec 29, 2009.
I will split my savings into three buckets Short-term,Medium-term&Long-term.As of now,iam investing in Bank FD/RDs for short-term
NSC/PPF/Gold coins for medium-term
Insurance policies/Pension funds/Kisan vikas patra for Long-term
i will try to invest in MF/Shares/Real estate in future...
I would save it as bank RD.
I'll agree with u all and at the same time i want to share my ideas with u all.
If we invest as a small investor we will like to invest in a few no. of shares, and from this we may gain or loose. But, now in market there are plans, where they invest in different shares(following the experts views) then the probability of loosing will b less and that too they will invest as a huge amount in different shares. Here if they loose in onething they can gain in other.But there won't b losses in full. Even in the loss situation also they will b giving the interest rates similar to other FD,PPF,Simple interest,etc.
And onething all this comes with an minimum insurance component, so that even if anything go wrong also our dependents will be safe upto some extent(only the economy upto some % of that family can be balanced). After maturity tax will not be deducted from this b'coz of insurance component.
But in mutual funds there will be tax cutting in the maturity amount.
Iam happy to share my views with you all.Please contact me through private messages.
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please can you tell me where do you buy a 10gm gold coin ? i'm willing to buy the gold coins but i don't know where to buy i live in jacksonville, FL ,
You can buy gold coins from any Indian jewellery stores ....best possible thing to do is....go to the store and buy it then and there...rather than the online stores (recently we have heard about some fraud when we order gold coins online)
Few of my friends ordered gold coin from this site...shahji.com
There are also other stores in NJ/NY might be check with your friends and family around those cities...
Very nice thread with lots of info.
Is this a good time to buy gold since the price is so high?
If anyone has more info about investing in bond funds or EFT's please share them.
hi guys , interesting thread . i learned so much about investment . we r also planning to invest some money .this is very useful thread. thanks for sharing your ideas everyone .