Nidhi sala sugama

We need money .I do accept this. However, is it possible for that money to do all we need? Is it failure proof? Is it universal? Is it eternal?
Just imagine. A wealthy man traveled in a train, which was held in a terrain. It was raining heavily and nobody could get down from the compartment.
Now, a poor woman who was also traveling in the same compartment opens a bundle, which contains some old biscuits. The man went near her and asked even begged to lend one biscuit, for his hungry child. He even ready to give whatever money she expects. In this situation, though he had enough money it was in vain for him now.
By itself, the money has not to do any intrusive work. It is only a mean of exchange. You should exchange something in turn of money. That is why Sri Thiygaraja Swamigal sings
NIDHI SALA SUGAMA

 

Thank you tulip.