Hi IL-lItes planning a good financial status is very important for the family future we as a family plan our finance in such a way Earning 1) don't completly rely on individual income,we have made another source of income through online share market shopping it plays an important role in each and every families in every month budget 1)we plan our provision to be bought before going for shopping 2) when i see things in shops which i likethe most i used to think whether its needed to me or will it be usefull 3) we try to make payments through cash....since credit card makes you buzzzzzzzz Savings 1)we try investing in small amounts in things like gold and land 2) we plan in advance to save something for the month in advance not after every thing has been done Debt 1) try to avoid debts.utelise what you have effectively Planning 1) planning is very important in finacial aspect sit with your better half and plan something for the very near future.... small water makes an ocean so plan things accordingly with money and live happily Regards Smilee
Saving and spending less can make you a little richer Some tips I can give from my experience are: 1. Prepare a plan at the start of every month and stick it on inside of the kitchen cupboard door. 2. Pay electricity and water bills at right time to avoid money loosing on fine (can put reminder on your mobile). 3. Try to go by bus or walk instead of taking auto or taxi. 4. Buy items like toilet soap and washing powder in bulk quantities to get discounts. You can store them and use for months. 5. Use electricity to optimal. Complete all the kitchen work in the morning, dont keep any cooking after you come from office. After 6.00pm spent most of the time one room. Do not switch lights on and off unnecessarily. This way you can save on electricity bills. 6.Whenever you see crockey items or even salwar materials at discounted price buy and stock.You can gift to your friends or relatives for weddings or any other occasions.
