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Financial assistance - Double standard.

Discussion in 'Married Life' started by SGBV, Jan 22, 2015.

  1. yellowmango

    yellowmango IL Hall of Fame

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    @ diva....it comes with a price Diva.
    Like quebec wrote...we are what we experience.
    Watching a dad who lived a life of dignity...almost plead for his own money back at retirement...or just trying to save his roof for himself from his brother after retirement changes a person.

    Unfortunately...a partner who had not experienced something like that does not understand it.My husband was lost with my sudden insecurities after the birth of my daughter...probably the hormones also at work.

    I am almost relieved that he also experienced some of it later from his close ones...or else I would probably be the materialistic wife forever...now I am the wise ,responsible one.Thank God!..
     
  2. butterflyice

    butterflyice Local Champion Staff Member Platinum IL'ite

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    Crayoness, the situation in industrialised nations and those still on that path is very different. Also India is not a complete socialist economy where the State takes care of social security and gives a pension when people retire.

    In the previous generation, most families had only the husband bringing in the money while the wife made the most efficient use of it. Salaries were not huge unlike what the IT sector pays in India now. Also the husband had his obligations to his parents and siblings, meaning he helped them out financially. The net result is that few parents have the financial resources to live a reasonably comfortable life post retirement. Please note that most Indians do not have a flashy lifestyle where they hit the malls/pubs every weekend or host parties or do annual vacations to exotic locations.

    In most cases all that the parents have is a fully paid up house with a small bank balance.

    I think its totally fair to help them out monetarily in the sunset of their lives. There is no shame. Its a matter of shame if the children do not help out.
     
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  3. yellowmango

    yellowmango IL Hall of Fame

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    It is good for children to take care of parents...problem arises when one child is turned into a substitute parent for other siblings....Children should be the responsibility of parent upto a certain age......not the responsibility of the oldest child.Similarly parents should be a responsibility of all children.
     
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  4. butterflyice

    butterflyice Local Champion Staff Member Platinum IL'ite

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    I agree with you that all children should pinch in. But what if the other kids do not /are not able to do so? Should I also throw in the towel and say " Hey, the others are not doing it, why I should be bothered by it?".

    The way I see it, someone not paying his taxes is not reason enough for me to not pay my taxes.

    We will all reap our Karma and its not determined by whether siblings did their duty or not, rather by whether did our part and if we can live in peace with our decision.
     
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  5. yellowmango

    yellowmango IL Hall of Fame

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    True...but these issues sometimes arise because children are brought up to believe that the elder brother is responsible for everything.....by the elders.

    Rest is true...what can one do about those who don't want to do their bit.
     
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  6. CrayoNess

    CrayoNess Platinum IL'ite

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    I am aware of the different development phase my country (which is not a socialist country btw) compared with India. I was actually also taking past generations when taking those examples. It seems like some kind of cultural issue that you do not ask for money from your children/following generation. There was a system in place (before social security) where the aging parents were given an allowance/house (carved out from the farm) by the son who stayed on the farm. This was then noticed in the inheritance (the siblings got a smaller share of the inheritance).

    I understand the setup where people moving overseas (or getting very high salaries in the home country) that it causes kind of wealthy gap inside the family. Normally the older generation is more wealthy than the young generation (that have just entered the workforce).

    As said, for my parents it would have been shameful to receive money from their children.

    I agree completely that it is the childrens responsibility to take care of aging parents. By sharing the costs (housing, maids etc for the parents) between the siblings. But how about siblings? Why would you need to support financially your brother/sister? Yes, if he/she is disabled/menthally ill or similar there is an obligation. But otherwise?
     
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  7. pocahontas

    pocahontas Gold IL'ite

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    @CrayNess,think it is very similar to what I see in my own family.

    My parents will not take care of me financially. And will not ask for any financial assistance from me. Same thing with my grandparents - even when my grandmom's medical bills skyrocketed, my grandfather took care. This when he had reached superannuation and was receiving only pension.

    My grandfather's brother didn't even have a government job (so no pension on superannuation) and he and his wife didn't have kids. Yet, by the time he reached an age where he couldn't work (he was a school teacher) he and his wife had saved up quite a nest egg and managed very well on their own. And when they died, they had left sizeable gifts to their nieces, nephews and their kids. My grandfather didn't offer to help his brother financially (their lifestyle were not the same) because he knew his brother had self respect and such offers for financial assistance would humiliate him. My grandfather's brother and his wife put my grandfather through college and my grandfather was definitely obligated to them.

    My grandfather's brother and sister-in-law knew that my grandfather loved them, and that he would definitely help (monetary or otherwise) them in case of emergencies. And they had saved very well for their future - they had no kids to take care of them,they knew that my grandfather and his kids (their nieces and nephews) would take care of them when required - but if some planning and saving could ensure that they could do things themselves, why not?

    But I guess all families (Indians or not) are not the same.

    One of my colleague's husband is expected to take care of his married elder brother and his wife and send money monthly. His parents have demanded this and the elder brother hasn't refused (to be helped :p) . My colleague and her husband have good salaries and have spent time outside India, so they have good savings. The elder brother on the other hand works for a MNC Bank in India and has a fancy job title. In his own way, he is doing good and he definitely earns more than the average Indian, but nothing like my friend and her husband. Now the parents want both their sons to live comfortably (and equally) and keep pressurizing the younger son to help the elder brother. The current demand is to buy a house jointly with the elder brother (younger brother and his wife have two houses individually, elder brother only one house - jointly with his wife, she works as well).
    My colleague is irritated - to help and support a sibling is one thing and to buy a house jointly (meaning fork up half the amount) is quite another. This when both brothers are married.
     
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  8. yellowmango

    yellowmango IL Hall of Fame

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    A relative of ours has two sons...one has gone to America.The mother of the sons is pressurizing the son in India to have a second child although they cannot afford a second one saying ...the son in America will educate and take care of both their children.Now how is this fair?
     
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  9. pocahontas

    pocahontas Gold IL'ite

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    We know some twisted people @yellowmango
     
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  10. SGBV

    SGBV IL Hall of Fame

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    A very interesting addition YM. I cannot control control myself from replying to this, though I have a meeting in 40 mins from now.

    I would love to add another example from my own family as a response to your problem.

    My brother and I was working for nearly 5 years before our respective marriages. We took care of everything of our family since our first earning. - Thus having no savings.

    Luckily both myself and my brother (1 yr age diff) got high paying job on the same year in abroad. We knew our parents spent a lot for our upbringing and education (specially the degrees we obtained from foreign unis) unlike many other/westernized parents.
    (I say this, because my peers in college had to work for their higher education and accommodation, but luckily we never had to think of going to work or meeting our expenses on our own because they were borne by our parents by default - We just enjoyed it).

    When my brother was almost about to bring his first pay ch home, we lost our dad in an unexpected sudden heart attack. Since then, we took care of our family's financial needs including our younger sister's education, her wedding expenses, mother's health matters and literally everything.

    Both myself and brother decided not to get anything from our family's inheritance (apart from our equal business shares) but to leave them for my mom and younger sister.

    We spent almost everything that we earned for the family only. (like your DH, we had very minimum to say as our saving of 5 yrs earning in such a high job)

    I took care of everything for my marriage, so is my brother for his.

    He went a step ahead to host a fabulous wedding for my younger sister before his marriage. We always had a soft corner on our little sister, as she is not privileged to enjoy our dad's care and protection and by fate not a career person; hence no money.

    Then my brother got married recently.. By the time he earned his first salary post marriage, he had only that amount left to build his life. Because he had no savings at all. But he was very proud and happy that he had done his job for his FOO without any fail.

    Had my SIL raised questions about my brother's pre-marriage earnings, no one would be pleased about this. Thankfully our SIL is a great person.

    Even, I wouldn't want my husband to question about my salary and savings before our marriage. Neither I would bother about it.

    On the other hand, no one (not even my mom) requests any assistance from my brother since his marriage. We know very well that he runs a family of his own; thus have lots and lots of expenses to meet. We rather gift him furniture and other stuff in the early moths of his marriage, because we are now somewhat stabilized in our personal lives.

    Whatever he spent on us (both financial assistance and physical support) are now being paid back.

    We are sure that our brother is just around the corner whenever we are in trouble.. he is our strength. So, does he know about us.

    It is very wrong to calculate about husband's pre-marriage savings or expenses or any activities with regards to it. Similarly, it is equally wrong to expect a married man to spend on his extended family. Both should come up voluntarily.

    Pre-marriage expenses should be between man and his family (parents/siblings)
    Post- marriage expenses should be between man and his wife (kids)
     

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