Effective, Safe, Reliable Moisturizing + Fairness Products (Tips and Suggestions)

I am a young male who is slightly insecure about about his skin tone. i would say my skin is medium brown and maybe slightly sensitive. i experience dryness after a wash and have not been that comfortable using some moisturizing creams because they make my skin appear to oily.
i would really appreciate some tips, advice or suggestions of perhaps products than can effectively make my skin lighter while serving as a moisturizer as well.

i would be more inclined to using some natural products