Who Should Be Buying Gifts Me Or Mil Or Both ?

Dear OP, wishing the best for you. Hope it never reaches a stage where you need some law to back you up.

 

She seems quite nosey and interferring. Tell her you cant remember or act like you didnt hear. Hopefully the more times she asks she'll get tired and stop asking. Laugh. Make her feel embarrassed. Because shes being quite rude. Its not her business.

You dont need to ask her permission to spend YOUR money (your husbands money is YOUR money). You married your husband not her. As for asking how you spend your own salary that is bang out of order and very rude. Do something so she stops asking. I'm sure you dont ask her about her savings or income, so she doesnt need to do that to you. I'm sure your mother doesnt do that either, so need for her to do that.

Agree that you need to think about your future to and keep savings like she does. You dont need to tell her. Its for your future. Be it from your income or your husbands income.

 

Always say you cant remember. No need to tell her.