An Indian walks into a bank in New York City and meets the loan officer. He tells the loan officer that he is off to India for business for two weeks and needs to borrow $5,000. The Officer tells him that the as a policy, the bank needs some collateral for the loan, so the Indian hands over the keys to a new Ferrari parked on the street in front of the bank. He produces the title and after due verification of documents, the officer agrees to accept the car as collateral for the loan. The bank's president and its officers enjoy a good laugh at the Iindian for using a $250,000 Ferrari as collateral for a $5,000 loan. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there. Two weeks later, the Indian returns, repays the $5,000 and the interest, which comes to $15.41.The loan officer says, "Sir, we are very happy to have you as our customer and also the terms of the business, and this transaction has worked out very nicely,but we are a little perplexed. While you were away, we made enquiries about you and found that you are a millionaire. What puzzles us is, why would you bother to borrow "$5,000" The Indian replies: "Where else in New York City can I park my car for two weeks for only $15.41 with 24 hour secutity and expect it to be there when I return'"