Thank you for such good tips . Actually being single I don't think much while spending . But I think I should start....Better late than never.
hi Mythre, no idea about chits.but i will request u to be 100% sure of any scheme u decide before investing ur hard earned money. i am sure other members will guide u on chits. pragati
hi, when i was in india ...i used to save every 50or 20 bucks i ever have in my wallet ...i mean anyone can decide on any sum or any ruppee note that when ever that note will come in hand we will not spen it rather save it ...or kitty is also one mode of saving .
Hi infinite.. Thanks for ur valuable answers.. u r very patience enough to answer my questions.. Thanks a lot.. Can u tell me in which bank the 16 days FD is available.. i have got an savings A/c in ICICI.. coz i heard the FD's are available only for 1 yr in all the banks..
Thank you so much for sharing this information. This helps a lot. Even though I am in US i would like to deposit and save money for my parents and for us in future. All i know is wanted to invest/save but don't know how and in what but this post really really helped me get started. Not everyone know what the abbriviations are..... I would appriciate, in future, when anyone uses abbraviation can you please describe it or give the full form (atleast once) so we can google it. Once again thank you
dear Bharati, It is available in ICICI. If you have internet access available for your account, you can directly do it online. No need to go to branch as well.
KEEP A BUDGET A great way to help save money is to create a budget, and then stick to it. Even by just tracking where the money is going, you will be more aware of your spending habits, and eliminate unnecessary spending. DO ONLINE PRICE COMPARISON Check prices online before making any large purchases. Online prices are very competitive, and by checking prices online first, you will know if buying at your local store makes sense or not. PREPARE MEALS AT HOME Instead of eating breakfast on the way to work, try eating breakfast at home instead. Also, make your own lunch at home and bring it with you to work. It is amazing how much money you will save by preparing your own meals RIcha