Hi Ladies, I have just moved to US on H4 - Living n NJ. I have few questions if you can help answer. 1.) What is ITIN ? and how to get it ? 2.) I have been married for 3 years and I have been working since past 8 years now I want to start my family but haveheard that medical treatments for delevering here are very expensive is it true ? We have a insurance from my husbands company but I dont know if it would cover for the pregnancy...which are good hospitals to go to near Exchange place ? Also are there any good Gynec around I am having prob with ovulation...I want to visit one please help ! Thanks a lot ! I would appreciate all the help! thanks!