Issues in the family because of Husband's job

I have a few questions to ask:
what does your husband do for living?
Has he ever done a business in life?
Does he have a proper plan for future as to how he seeks financial stability?

My husband is a business owner. 5 yrs ago, we were in the same boat like you are. Only difference is, my husband was working before.
So, he had some savings and he started a small business and then expand.

Doing business is not a bad thing at all. Try not to compare your childhood experiences because the two things are very different. however, do try to analyse your situation practically.
You and your husband need to sit together and do a SWAT analysis on this issue and take a decision together.