I Spoke To God Yesterday!

They say God works in mysterious ways. Yes, this couldn’t be more true.

I am at a point in life where everything is crumbling in around me. Honestly at times it feels like all the pending karma from all the past births are catching up with me now. I sort an issues, take a breath and there comes another thing I need to deal with, sort and get to the bottom and root it out without losing my head, calm, and myself.

Lately I have started connecting dots as well and I can literally see a pattern of things happening. And while analysing the the pattern I found something truly astonishing.

All these years, say precisely 14 years, I always felt my dad left me and my family in a lurch. It was hard for us to get by, but me, my mom, and my sis - we stood strong, sailed through it and here we are living, and fighting without giving in an inch. I thought it was all because of our strength, persistence, and hard work. Yes, of course, those are undeniable but beyond it, I failed to see how my god was there with me every step of the way I was taking. I mean was so caught up in my problems that I just missed the beautiful solution that just kept coming up right out of nowhere and sorted all the issues I had. The hitches that came up always melted away without a trace. And all through this, every step of the way, walking with me was my god


To give a gist of what happened recently – I had my gold in a private bank and took a loan on it. I am a coborrower of another loan taken under my husband’s name from the same bank. Though I have been consistently paying my loan, due to some issues with my husband’s loan, the bank erroneously tagged my husband’s loan as NPA. And through that, my gold loan became an NPA. Well, for all the leading technology that banks have these days, let me tell you, their methods are useless, and their update system is just hovering over obsolete.

Anyway, I had absolutely no knowledge of this issue. Nor my husband since from our end, we were not informed that our loan was tagged as NPA erroneously. There was no email communication, nor was phone call made from their end regarding this. We assumed that things were fine.

And then I received this call from this person whose name I didn’t know until yesterday. He told me that my gold loan was tagged as NPA. He could see that I have been making payments consistently but due to some issue with my husband’s loan being tagged as NPA, mine got tagged as well since I was a coborrower. So, I /we immediately reached out to the bank to correct it, but the bank informed my husband that they would ‘verify it’ and update the records in 72 hours. We thought that our disaster was averted, and I called this person back and told him that it was sorted but for some reason this person was not convinced. He kept telling me that the situation was serious than I could imagine and asked me to remove my gold immediately. Now, to repay all the loan at one go in the middle of the month and in the present scenario that I am in, is just impossible and I told him so. He then suggested that I go to another lending agency, submit my loan letter given by this bank, ask them to take over the loan. They would do so without any issue.

I heard him but still had my doubts, but he was just relentless, he kept calling me again and again and convinced me to do this immediately. I initially wanted to do this in two days’ time, but he didn’t agree. I ended up taking permission from my office, went to the bank to initiate this process and to my surprise, within 4 hours, my loan was transferred to another bank. But for some reason I was still apprehensive about this entire deal. Why did I have to shift?

As I reached home yesterday, I got a letter from the private bank that I had my gold loan with saying that they were proceeding to auction my gold off since the other loan was tagged as NPA. And that I can’t withdraw my gold also from the bank from the next day onwards without closing all the loans we hold at the bank. I was stunned to see the letter.

My gold is worth 10x the loan we took from the bank, and the loan was erroneously tagged as NPA for no fault of ours. But nothing mattered to the bank. In the end, all I could think of was how one unknown person from this bank was helping me out throughout this ordeal.

Had he not forced me to do what I did; I might have not been able to recover my gold at all.

To me he is God. Someone who had no idea about me but tried his level best to help me! I don’t know how to repay him except maybe pass on this deed of kindness to someone else!

 

Dear Srama,

Thanks for those beautiful wishes. Yes, life is hard but what makes it living through all this are moments like this which makes me feel like there is someone watching over me and helping me out!