I have been married since 10 years. It was a love marriage, but due to in-laws issue, a lot of distance came between us. To stay peacefully with my DH for the sake of my son, for years i avoided any stressful discussions with my husband. Finances was one such issue. My husband bought 2 properties in our name.. mine and his.. and one on the name of his parents. All in mumbai.. so the house of his parents was quite expensive as well and paying EMIs of the 3 houses, we came under extreme financial stress and i refrained from spending much. I never utteted a word. It was ok to pay hefty EMI on his parents' house. my in laws are quite well off and have lots of property in the north india. despite the extreme financial stress, he spent a lot on his sister n family to take them to a trip to Kerala. I didnt say anything. Then his mausi-mausaji came and my hubby spent a good amount on their trip to Goa in addition to spending on his parents. And then my mil made us spend a lot on gifts for them too. I was ok with that too considering it a one time expenditure. This was the time, he was struggling to arrange the hospital fees for our second son's delivery. I didnt utter a word. All in all, my inlaws have a tendency to make him spend a lot on his sister n her family and on relatives. Spending on sister is ok with me but on relatives beyond certain point was not acceptable but i never said a word. In 10 years, i didnt buy any jewellery. My husband never stops me from spending, but i tend to save for our future and our kids. But no matter how much we saved, it evaporated on his relatives. By the grace of god, we moved to dubai with a higher paying job. Now my husband is planning to buy another expensive house for his parents in Gurgaon and he says despite that our situation will not be tight. We getting tight or not, i feel he has already spent enough on his parents who anyways have good money themselves. He anyways continues to pay 1.5 lacs EMI per month for their Mumbai house. Now it is high time, he needs to save money for our future n our kids. His spending on his parents and sister n her family is ok, but he should be reasonable when spending on his relatives. He continues to portray to his parents that he has a lot of money and i feel very insecure as my mil tends to extract more and more on her daughter and relatives. we have never had money in hand and now that we started having some savings, i feel my husband should be practical n keep money in his hands and not invest in a property on his parents' name who anyways are well off and have many properties on their name. His hard earned money will be needed for our kids' education and for us post-retirement. We cannot bank on our sons that they would support us when we grow old. due to our erstwhile differences, he never shared his finances with me and i too stayed away in order to maintain peace with him. I dont know how do i explain to him the importance of keeping money in his hands and saving better for our future. I am too hesitant in discussing all this with him. He doesnt stop me from spending, but i rather convey him that saving is more important to me than spending. Am i being unreasonable in asking him to not buy more property for his parents? We have 2 houses on our name, does that mean i should not mind him giving the remaining part of his earnings to his parents and relatives? Am i wrong if i feel he should reasonanly spend on his parents, sister and relatives now and try to save as much as possible his hard earned income for our kids' future and our life post retirement?