Hi I have a good credit score but no history. How to improve it. I have started to pay my bills (Daycare fees, gym fees) through credit. Also now I am not using my debit card for any purchase and using only credit card and paying off the full amount by 2 weeks on the credit card. I dont pay minimum amount and let the credit amount stagnate. Am I doing it right.Please help.
Rosegirl, What you are doing is absolutely right. This way your credit history will be grow. Just make sure you pay all your bill on time and never maintain any outstanding balance on your credit card. Spiderman has given a good link for you, please go through and you will get tips on having a good score.
