Hi, I haven't read other posts or your replies but here's my suggestion. First it is great that you don't have any major issues with your ILs. Forget about what you have already given. Next month onwards, do research and start off investments. Don't get sucked into giving elaborate explanations. It is right that as a member of the family you give a share to the running of he household. Beyond that, keep mum. If cornered just politely and pleasantly say, you have other FD and investments that you have invested in. Also don't be shy to state without malice or aggression that you are progressive and used to managing your money and feel more comfortable when it is where you can reach it. Change the topic of conversation and act normal. Be proud of the fact that you have been brought up as an independent, responsible adult. Don't take any flak for it. Good luck.