Physical health, mental health, and financial independence are very important in anyone's life. Financial independence is especially important for women. I have found that most women do not pay any attention to their finances at all. I definitely used to be in that category and had to struggle so much because of that. Now one of my goals is to achieve financial independence, i.e. even if I am not earning a monthly salary I should be able to meet all monthly expenses from my savings for an indeterminate amount of time. I'm a long way off from there, but I make every attempt to save as much as I can. Has anyone here achieved financial independence? What did you do to get there? Also, what are your current saving strategies? I had some SIPs for a few years which I have temporarily stopped because of some constraints. I will restart them as soon as I can. SIPs work for me because I can automate the debit and then forget about it. I don't intend to touch the saved amount for at least another 10-15 years, or longer if possible. I also try to limit my spending by noting down each item of purchase on a spreadsheet. Whichever months I neglect to do this are the months I end up spending over the budget. Please share your thoughts on financial independence and saving strategies.