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Feeling Financially Insecure...

Discussion in 'Married Life' started by anivijay, Oct 5, 2023.

  1. PurpleRoses

    PurpleRoses Gold IL'ite

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    Hi OP, reading your post made me really feel bad for you. I totally agree with whatever @DDream has written in detail.

    The mistake was yours and entirely yours at the 1st place. 2 mistakes of yours has brought you to this state in 20years.

    1st mistake: to give everything you earned to your husband and let him control everything financially.
    2nd mistake: you're too much into taking care of your sister's financial needs. Helping occasionally or in case of ill-health is fine but not at the cost of losing your own peace happiness and financial stability.

    How to do the damage repair? If you counter him now suddenly after 20years, definitely there will be more fights. He is very cleverly gaslighting you and showing narcissistic behaviour.
    Immediate step to take is stop giving your money to him. Cut his access to your account(s). Change password or open new account amd do not share details.
    Again this step is possible if he has never shared his account details to you.
    Next, stop paying so called debts to your husband. He is financially abusing you.
    Spending for kids should be from common account n not just you paying from your momey. In case of major decisions like education cost or foreign trip for your son as mentioned, you both should discuss before hand and agree to it n use common fund for such expenses.
    If he earns 1lakh and you earn just 50 thousand then set a rule to contribute 50% of both of your salary to the common funding account so that he contributes 50 thousand and you contribute 25 thousand to it. This money should be used for all household expenses, kids expenses, home renovation or trips to india or vacation expenses etc.
    What you do with remaining 25 thousand should be your personal choice and it should be in your control. You save from it or shop for yourself or for your sisters from it. Similarly what he does with the remaining 50k of his salary is his personal choice.

    Now about he asking you to pay for restaurant bill of your food, this is really petty and cheap of him. Who cooks at home? If you cook all meals n do all the cleaning and laundry of your husband n kids then start charging it too or refuse to do it and see what he says.
    Ask him to pay you his debt for 20years doing all these services for him.
    What about physical intimacy?next time he comes close to you, tell him that you're not interested since he treated you as roommate all these years and have never considered your emotions. As he didn't even allow you to sot on his lazy boy chair, then you cNnot give yourself to him.
    There will be fights as he wont accept you being financially independent but you have to be strong and fight this. All the best OP.
     
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  2. MalStrom

    MalStrom IL Hall of Fame

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    I have read your previous posts about your family, OP. It looks like you have had a lot of obligations to them and the relations have not always been smooth. Your husband has cleverly used this as an excuse to wreak financial havoc on you.
    Please understand that this is not a normal behavior in a marriage, to harass a spouse for money like this especially after the death of a parent. You are not business partners balancing a ledger. The other ladies have all made excellent points. Please take steps to secure your finances and those of your children.
     
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  3. anivijay

    anivijay Gold IL'ite

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    @DDream , thank you so much for this. Every word makes sense. I used to think sometimes, I am in abusive relationship, but l keep on finding excuses for him.. This is an eye opener.

    I don't think divorce is an option. I don't know what I will do or what he will do if we seperate. But I will take all steps you have mentioned about finance and taking care of me.. thank you so much..
     
    Last edited: Oct 8, 2023
  4. anivijay

    anivijay Gold IL'ite

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    @PurpleRoses , thanks for your reply. I agree its my mistake. I was not smart enough.. I got many good advice here. I'll try them. Thanks
     
  5. anivijay

    anivijay Gold IL'ite

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    @MalStrom , you are right. It took me so many years to understand what's happening in my maternal family.

    Thanks
     
  6. DDream

    DDream Platinum IL'ite

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    @anivijay, I didnt ask you to go for D.Its fully upto you to decide whats best for you.
    I mentioned the word divorce and 50% of property to let you know that how much you own as he keep on saying its his money. Its a strong legal point you can assert in case, you dont know. Also, seeking professional help of any category, I mentioned, is just to help you and make you confident. Sorry, if it was not clear.
    I think arguing or going for fights with him wont help you as he knows how to manipulate you and create self doubt. Try to learn how to be calm and cool when he talk. For you, knowledge will give power, more actions than words. Also, I suggest you to read more on how to manage a narcicist ( if so, expecting love and trying for it is a waste of time), as he exhibit some traits. It will help you to understand what to do or what not do when dealing with him. You need to work on codependency . Also, you need to define a boundary in any relationships. Your sisters also have to find a way to lead their life. They cant expect you to pitchin for every thing except in urgent situations. Dont create over expectations and more trauma. In any toxic relationship, maintaining a healthy distance can help us. Focus on your life. Good luck.
     
    Last edited: Oct 8, 2023
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  7. anivijay

    anivijay Gold IL'ite

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    @DDream , no you didn't suggest D. I have been thinking about this in my mind for quite some time. Next year daughter leaving to college. And son will leave in another 2 years. Its scary how my life would be in an empty nest if he continues this... so I was thinking about various options.. May be that's why I wrote those lines. Not because you mentioned.

    I really appreciate your advice and time you have taken for me. No one in my life, given such advice for me. I was always taught to keep others in front of me. So this means a lot to me. Thank you so much.
     
    Last edited: Oct 8, 2023
  8. DDream

    DDream Platinum IL'ite

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    Yeah. Most of the Indian women are conditioned to change who they are for somebody else. Its not easy to be themselves. You have spend so much time of your life for everyone neglecting your priorities. Think like you are single, find what makes you happy, realising your priorities and living your life to your fullest as much you can. If you are happy, then only you can make others happy. Once you gain confidence and learn how to show others their boundary , it will reflect in you, around you and can improve your life/ family/ atmosphere of your home. Best wishes.

    I mentioned about this channel, this will give tips on how to handle any kind of abusers and manipulators. We also have to do self introspection to improve our side as well. There can also be issues as nobody is perfect. Learning helps.
     
    Last edited: Oct 9, 2023
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  9. Laks09

    Laks09 Moderator Staff Member IL Hall of Fame

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    Was this the start of everything?
    Prior to this, did you not discuss who pays what? Did you treat both bank accounts as yours?
    If things were different for 18 odd years, this sudden about face is seeming to be very strange. Has there never been silent treatments and money fights when you were staying home?
     
  10. anivijay

    anivijay Gold IL'ite

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    @Laks09 , no. There were issues whenever I stayed at home. But no silent treatments then. And frequency of money issues also very less.

    It became aggressive when he stayed out of country and I couldn't go to work. Once he shouted at me in a call when I was in store, and threatened he would stop sending money because a call went from my mobile to his foreign number and costed £3. I couldn't control my tears and he contniued even after i told i was at store. He didn't call me for 2 days and still justifies he was right.

    But I thought its because of financial stress and everything would be alright once he is back to home and I get a job. But it never did. It reached its peak point when I lost my mom and I said I didn't want the money I gave for my mom's treatment. I could describe that period with only one word, HELL.

    After that incident, still he is transferring money from my account. But I am checking my account and asking for details. That's what he doesn't like , asking for full control like earlier and creating problems now.

    There were red flags which I ignored through out these 19 years. I didn't hand over my card to him. He took it and used to keep in his wallet. We were working in same office, same project. So always go to office/lunch together and he pays for everything. I remember, we used to go for lunch in lawn in ITPL, we used to talk something casually.. suddenly he got angry, and threw the card in my face and left the place. There were hundreds of people there. I used to cry silently but never told my mom. I was also pregnant then.. then once we patch up, my card would move to his wallet.

    I remember, when i went to mom's house for 2nd delivery, he was at onsite. He used to transfer money to his mom regularly on 1st every month. But not to me. I used to borrow money from my mom for even vaccines and then get from him and return.

    After staying in my mom's house for 8 months, I wanted to present 3 or 4 gm (1000 rs per gram) ring for her retirement. I asked him so many times, but he never came with me for shopping nor gave me money. I could only buy her a saree for 700rs with what I had.


    These incidents happen once or twice a year.. and we had our share of good moments too. .

    But silent treatment is a new thing for last 1 year. He resigned his 23 years job a year ago , where he was managing 30, 40 people. Now he is doing contracting and earns more and he says he likes technical than management. But he hardly sees anybody. Wfh for 5 days. And no friends. I am the only person he could talk other than official calls. I don't know how he survives without talking to me as well.
    When I talked to my Bils , they confirmed he had this anger issue and talking harshly from school days. I have seen this type of behaviour in my Father in Law as well. I don't know.. he is turning bitter and bitter and it breaks my heart..
     
    Last edited: Oct 10, 2023

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