Many large companies offer the "Legal Help Plan" as part of employee benefits. Employees can enroll in the plan at open enrollment in Nov/Dec. It usually costs around $200-$300 per year for the employee to enroll in this Legal Plan. The cost is deducted from the monthly paycheck. So, the monthly payment is quite small. MetLife Legal Plan (used to be Hyatt Legal) and LegalEase are two well-known Legal Plan providers. If your employer does not offer a Legal Plan then you have no choice but to pay the entire will/trust cost yourself. If they provide but you have to wait till Nov/Dec to join and it will be effective Jan 2022, you can decide whether to wait. Or whether to do make a basic will using online resources for now and do the formal thing in Jan 2022. Here are two very informative links about the Legal Plan thing: Will and Trust Through Employer Legal Plan (nice quick read that lists what all the Legal Plan creates for you, and couple of 'watch out' alerts). Trusts | Google LegalAccess (has samples of the Will, Pour Over Will, Revocable Living Trust docs! Wish I knew this about this link when we started on this process. Though it is specific to Google employees, most of the info is common to all.) The Legal Plan helps with things beyond will and trust creation. It depends on the plan itself, but most provide a basic 30 min lawyer consultation if an issue crops up in life, basic financial planning questions answered by email and phone, debt management, fighting a traffic ticket, escrow for house buying/refi, simple dispute resolution.