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Buy Medical Insurance For Parents In Usa

Discussion in 'Parents & Siblings' started by whitedaisy, Feb 16, 2022.

  1. whitedaisy

    whitedaisy Bronze IL'ite

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    I live in California, USA. My parents will visit me for 6 months. I want to take medical insurance for my parents which cover all existing and new conditions. My mother has been feeling not very healthy in the last year, so I want to take her to the doctor here, and run required medical tests like blood work, x-rays, and scannings.
    Anyone has knowledge about good insurance and how much does it cost. My parents' ages are 65 and 70, has preconditions like BP, sugar, arthritis and sciatica
     
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  2. MalStrom

    MalStrom IL Hall of Fame

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    My parents buy a travel insurance which covers emergencies but not routine care. It is very expensive and will exclude many pre-existing conditions. When my father had some urgent dental problems I paid everything out of pocket.
    If your parents are on tourist visas I don’t know if they are eligible to buy any of the healthcare plans offered in the US.
    Whenever my parents plan to visit me here they get a thorough master checkup in India and come prepared with all their medications for the full duration of the visit.
     
    Thyagarajan likes this.
  3. GoneGirl

    GoneGirl Gold IL'ite

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    Thyagarajan likes this.
  4. englishtutorjul

    englishtutorjul Silver IL'ite

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    Bumping this for more replies as I am in a similar situation now
     
  5. chanchitra

    chanchitra Platinum IL'ite

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    https://www.insubuy.com/


    1. Patriot America Plus
    2. Safe Travels USA
    I did a high level comparison between both and below are some key differences:

    1. Safe Travels USA Comprehensive is cheaper in terms of Premium than Patriot America Plus for the same policy max coverage
    2. Safe Travels USA Comprehensive has $0 deductible for PPO In Network whereas Patriot America Plus has a minimum of $250 deductible for PPO in Network.
    3. Safe Travels USA Comprehensive uses First Health PPO Network whereas Patriot America uses United Healthcare PPO Network
    4. Safe Travels USA Comprehensive has a limit of $25K for Cardiac related treatments whereas Patriot America Plus covers till Policy Max.
     
  6. chanchitra

    chanchitra Platinum IL'ite

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