1. Have an Interesting Snippet to Share : Click Here
    Dismiss Notice

Alarming-save your hardearned money

Discussion in 'Snippets of Life (Non-Fiction)' started by LakNar, Jun 19, 2008.

  1. LakNar

    LakNar Senior IL'ite

    Messages:
    151
    Likes Received:
    1
    Trophy Points:
    18
    Gender:
    Female
    Dear all,

    These days its being the hot news in papers about credit card cloning that is getting information about credit card users all over the world through online chat which is considered crime per Cyber Crime Law..

    It seems in a calm village of UK nearly 400 found that their account has been short of money by persons unknown from Mumbai, Chennai, SriLanka, Dominican Republic etc. (credit:Times of India)..

    They say the vulnerable spots are the transactions made in any supermarkets, petrol stations and are surreptitiously recorded and emailed across the world for such illegal withdrawals..

    What could be the safety measures that we can offer to our hardearned money?

    This is really alarming and worrying too..
     
  2. Anirajiv

    Anirajiv New IL'ite

    Messages:
    37
    Likes Received:
    1
    Trophy Points:
    8
    Gender:
    Female
    Ladies,

    These crimes are indeed becoming alarming and some ways how we can safeguard ourselves is listed below:

    :idea<TABLE style="BACKGROUND: white; WIDTH: 100%" cellSpacing=0 cellPadding=0 width="100%" border=0><TD style="PADDING-RIGHT: 0in; PADDING-LEFT: 0in; PADDING-BOTTOM: 0in; PADDING-TOP: 0in" vAlign=top>
    Be very careful how you list names on your handphone! Be safe!Recent case: One lady had her handbag stolen/robbed. The handbag contained her handphone, wallet (cash, credit cards), etc. She called her Hubby, from a pay phone telling him what had happened. Her husband said "I've just received your sms text asking about our PIN number, I replied a little while ago".They rushed to the bank, only to be informed all the money in the bank account had been withdrawn. The criminal had actually used the stolen handphone to text the "Hubby" in the contact list and got hold of the PIN number. Within several minutes the criminal had withdrawn all the money from the bank account.Lesson:1. Do not disclose the relationship between you and the people in your contact list. Avoid using names like Home, Honey, Hubby, Sweetheart, Sayang, MyLove, Dad, Mum, etc... Instead, just use given names!2. When sensitive info is requested through sms texts, please CONFIRM BY CALLING BACK.3. If you're being texted by "friend" or "family members" to meet them somewhere, be sure to call back to confirm that the message came from them. If you cant reach them, something is not right and think twice about going to the places mentioned in the sms text. Pass on to the people you love!!



     
    1 person likes this.
  3. LakNar

    LakNar Senior IL'ite

    Messages:
    151
    Likes Received:
    1
    Trophy Points:
    18
    Gender:
    Female
    Hi

    Thanks for those useful information on disclosure of identity.. Shall be be sure useful to all of us..

    Lakshmi
     
  4. anupamakalyan

    anupamakalyan Senior IL'ite

    Messages:
    103
    Likes Received:
    0
    Trophy Points:
    16
    Gender:
    Female
    Hi Laknar

    I would suggest just 3 precautions
    1) Have not more than 2 credit cards
    2)Every time you swipe your card mentally note it or note it in your place of convenience about date and amount as well as place
    3)Have the message alert instructed to your bank everytime the transaction takes place

    People cannot misuse your card untill you are careless

    They cant simply use the CC num for online activities untill they have the CVV num and sometimes the PIN num

    They need the authorised signature on the receipt when they swipe the card at malls/shops

    Preferable opt for a card with photo identity

    Cheers!!
    Anu
     
  5. LakNar

    LakNar Senior IL'ite

    Messages:
    151
    Likes Received:
    1
    Trophy Points:
    18
    Gender:
    Female
    Dear Anu

    Thank you for those valuable suggestions.. I think this will be useful for all

    rgd
    Lakshmi
     
  6. Sriniketan

    Sriniketan IL Hall of Fame

    Messages:
    12,521
    Likes Received:
    1,436
    Trophy Points:
    445
    Gender:
    Female
    Lakshmi,
    Thanks for bringing this up...and also very many thanks to Anu and Aniraji for the precautions, which is very useful..

    sriniketan
     
  7. lahy15

    lahy15 Silver IL'ite

    Messages:
    1,112
    Likes Received:
    34
    Trophy Points:
    83
    Gender:
    Female
    Thank you Laksmi, Anirajiv and Anu for those valuable informations ... :)
     
  8. Cindhuja

    Cindhuja Gold IL'ite

    Messages:
    5,267
    Likes Received:
    52
    Trophy Points:
    138
    Gender:
    Female
    Hi Anu,

    Those were really valuable points to be noted.Thanks.
     
  9. sharadha

    sharadha Bronze IL'ite

    Messages:
    717
    Likes Received:
    16
    Trophy Points:
    48
    Gender:
    Female
    Hi friends,

    Thanks for all the valuable suggestions.

    Please inform the bank once your card (ATM / Credit card) is stolen, to suspend any transactions occurring.
     
  10. babyraji

    babyraji Silver IL'ite

    Messages:
    977
    Likes Received:
    75
    Trophy Points:
    90
    Gender:
    Female
    Hi all
    thanks for posting info .yesterday itself i got my new credit card.
    raji
     

Share This Page