. Marry the right person . This one decision will determine 90% of your happiness or misery. ********* 2. Work at something you enjoy and that's worthy of your time and talent. ********* 3. Give people more than they expect and do it cheerfully. ********* 4. Become the most positive and enthusiastic person you know. ********* 5. Be forgiving of yourself and others. ********* 6. Be generous. ********* 7. Have a grateful heart. ********* 8. Persistence, persistence, persistence. ********* 9. Discipline yourself to save money on even the most modest salary. ********* 10. Treat everyone you meet like you want to be treated. ********* 11. Commit yourself to constant improvement. ********* 12. Commit yourself to quality. ********* 13. Understand that happiness is not based on possessions, power or prestige, but on relationship with people you love and respect. ********* 14. Be loyal. ********* 15. Be honest. ********* 16. Be a self-starter. ********* 17. Be decisive even it it means you'll sometimes be wrong. ********* 18. Stop blaming others. Take responsibility for every area of your life. ********* 19. Be bold and courageous. When you look back on your life, you'll regret the things you didn't do more than the ones you did. ********* 20. Take good care of those you love. ********* 21. Don't do anything that wouldn't make your Mom proud. *********