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Help on IVF & Insurance

Discussion in 'Fertility & Trying to Conceive' started by anu1215, Sep 22, 2009.

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  1. Sep 22, 2009 #1
    anu1215

    anu1215 Platinum IL'ite

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    Hi Friends,
    I need some advice regarding the insurance... which covers IVF... Currently i have United health care choice plus. but my insurance doesnt cover.. i called AETNA insurance it says they dont cover any pregnancy thing.. friends.. give me some advice waiting for ur replys.

    Thanks,
    anu
     
    anu1215, Sep 22, 2009
    anu1215, Sep 22, 2009
    #1
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  2. Sep 22, 2009 #2
    kinjal

    kinjal Bronze IL'ite

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    re: Help on IVF & Insurance

    i think it depends on the plan you choose and the also depends on the company you work for.
    e.g. i was working in company A and had aetna choice II insurance. That insurance use to cover only infertility diagnosis and no IVF or IUI.

    Now i work with company B and again i have aetna choice II insurance and this time it cover IUI of IVF upto 5000$.

    im not very sure how this works....
     
    kinjal, Sep 22, 2009
    kinjal, Sep 22, 2009
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  3. Sep 22, 2009 #3
    Sudhasanjeev

    Sudhasanjeev Senior IL'ite

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    re: Help on IVF & Insurance

    Hi Friends,
    My friend needs the ideas of which insurance is good fro ivf

    Thanks,
    Sudha
     
    Last edited: Sep 23, 2009
    Sudhasanjeev, Sep 22, 2009
    Sudhasanjeev, Sep 22, 2009
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  4. Sep 22, 2009 #4
    annavarapus

    annavarapus Senior IL'ite

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    re: Help on IVF & Insurance

    Hi Anu,

    We recently met a RE to discuss the the options of ivf in detail.The financial advisor also spoke in detail about the insurance coverage.Insurance coverage for IUI/IVF totally depends on the type of insurance that your employer offers.Like in our case though we have a insurance provider in our state which does covers 100% for IUI/IVF ,unfortunately my DH's wmployer doesn't offer that.So find out the different insurance providers offered by your employer and then you can call them and find out about the infertility coverage.There are some insurance which covers the diagnosis and monitoring (which will save you about 3500$ ) and have a specific amount alloted for infertility medicines once in a lifetime.My DH's insurance covers $5000 once in a lifetime for IF.So we were told that we can use that money for the medications as diagnosis/monitoring is already covered by our insurance.Hope my reply was helpful.Feel free to ask if you have any more doubts on this..

    Bye
    Priyanka
     
    annavarapus, Sep 22, 2009
    annavarapus, Sep 22, 2009
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  5. Sep 22, 2009 #5
    Sudhasanjeev

    Sudhasanjeev Senior IL'ite

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    re: Help on IVF & Insurance

    priyanka can u tell me whoz RE.
     
    Last edited: Sep 23, 2009
    Sudhasanjeev, Sep 22, 2009
    Sudhasanjeev, Sep 22, 2009
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  6. Sep 23, 2009 #6
    anu1215

    anu1215 Platinum IL'ite

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    re: Help on IVF & Insurance

    Thanks Kinjal and Priyanka..
     
    anu1215, Sep 23, 2009
    anu1215, Sep 23, 2009
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  7. Sep 23, 2009 #7
    kinjal

    kinjal Bronze IL'ite

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    re: Help on IVF & Insurance

    RE= reproductive endocrinologist
    Specialist in infertility treatments
     
    kinjal, Sep 23, 2009
    kinjal, Sep 23, 2009
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  8. Sep 23, 2009 #8
    anu1215

    anu1215 Platinum IL'ite

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    re: Help on IVF & Insurance

    Hi Kinjal,
    How to Contact the RE... in our city..is there any website to take an appointment.

    Thanks
     
    Last edited: Sep 23, 2009
    anu1215, Sep 23, 2009
    anu1215, Sep 23, 2009
    #8
  9. Sep 23, 2009 #9
    kinjal

    kinjal Bronze IL'ite

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    re: Help on IVF & Insurance

    Anu,

    you can check your insurance company's site. There you can see list of doctors within that company's network in your area. You can search for speciality "reproductive endocrinologist" and it should list you doctors in your area.

    If you have aetna's insurance then you can use following link.

    DocFind
     
    kinjal, Sep 23, 2009
    kinjal, Sep 23, 2009
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  10. Sep 23, 2009 #10
    anu1215

    anu1215 Platinum IL'ite

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    re: Help on IVF & Insurance

    Kinjal thanks for ur timely reply... i have United health care still i can search in the website.

    Thanks
     
    Last edited: Sep 23, 2009
    anu1215, Sep 23, 2009
    anu1215, Sep 23, 2009
    #10
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