Fact of life

Hi,

I got this story from my brother and I though of sharing it with you.


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[TD="class: sb2"]Ramasamy passed B.tech and placed at MNC during Campus Recruitment. CTC 4 lakhs. His Relatives, Family friends wished him for success. That’s it Ramasamy face glowed like Petromax light and thought from today every day his life would be happy.


Madasamy who resides near to Ramasamy house failed in Under Graduate exams. All his relatives and friends blamed Madasamy as everyone in their city is studying B.tech or MCA or B.E but Madasamy even failed in degree. Everyone gave him suggestions like to sell Idly, Dosa, Start a Pan shop or sell Milk. His Father was very embarrassed and clueless on what to do? Madasamy asked his mother 2 lakhs and borrowed 2 more lakhs then bought buffaloes and started Milk Business.


Ramasamy bought bike through credit card and started commuting to office. Madasamy on TVS with Milk Cans also started to sell. Ramasamy proudly said ‘Hai’ to Madasamy. Madasamy with embarrassed look said ‘Hai’ and left to their duties.


6 months passed away


Ramasamy cleared 20% interest over bike; still principle amount of 80K is pending. Madasamy cleared 1 lakh out of his 2 lakh borrowed money. Both faced each other, Ramasamy is thinking when he will clear 80K. Madasamy thinking about his remaining 1 lakh loan.


1 year passed away


Ramasamy put hopes on salary hike. Suddenly due to recession company mailed this year no hike. At the same time half liter milk price increased to 14/-Rs from 10/-Rs. This increased Madasamys profit to 30% and cleared remaining 1 lakh loan amount. By now Ramasamy also cleared his Bike loan and got into a Personnel loan of 2 lakhs for 16% interest. Ramasamy bought furniture, LCD, LapTop with 2+ lakhs. Everyone started appreciating Ramasamy as he had brought these accessories in just 2 years of getting into a job. At the same time Madasamy reinvested the money he has made profit till now and brought 12 more buffaloes. His income doubled.


Again both faced each other. Ramasamy gave doubtful smile thinking about his Personnel loan. Madasamy gave heartfile smile since he doesn’t have any debts.


After 2 Years Ramasamy got 10% salary hike. He then bought a Maruthi Wagan R car through Car Loan. Meantime Madasamy bought 2 acres land for his 3 dozens of buffaloes. Even Milk Prices raised to 30% again. Now Madasamy income is 200% more than Ramasamy. Madasamy owned one Auto to sell Milk. One more time both faced each other. By thinking about his Loans and Interests Ramasamy unable to give whole Hearted Smile. Whereas Madasamy smiled confidently from his own Auto.


2 more years passed away!


Ramasamy applied to 40 lakhs home loan and bought one apartment. Madasamy buffaloes number crossed Century. Madasamy bought 2 apartments. Ramasamy got 10 more percent salary hike. Milk price crossed 40/Rs per liter now. Total income of Madasamy is 500% more than the income of Ramasamy. That’s all Madasamy bought 1 Skoda and 1 Innova Car. Both faced each other. Ramasamy gave tension smile by thinking that when he will clear 40 lakh loan. Madasamy gave Confident smile since he own a single size Milk Factory with more than 100 buffaloes and 25 workers.


That night Ramasamy was in a deep frustration. Because after 5 years Madasamy own 4 crores of Money, monthly 5 lakhs of income, provided jobs to 25 workers. Ramasamy salary is 7 lakhs with 40 lakhs debt and unsatisfactory job. This is the Balance Sheet.


Facts: In 2008 Milk was 10/- litre. Now 40/- litre.
Gold 12500/- 10 grams, Now 30000/-.


In the last 5 years salary hikes for software professionals was just 30%. - All commodity prices increased to 300%.
Still many people from outside think about engineers that as they earn in lakhs Show this to them


PESAMA MAADU MECHURUKKALAMO!!!:hide:



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Sorry I posted in the wrong forum.sorrysmiley

How do I change it to the correct forum

 

Hi @jaivini,

:8)