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Save -Plug leaks in your kitty...Your ideas please!!!

Discussion in 'Money Matters' started by shakambari, Dec 8, 2011.

  1. shakambari

    shakambari Platinum IL'ite

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    If you have to save money-being thrifty alone does not matter...

    You have to prudently identify areas where big time financial drains happen in your house /organisation...

    If it is upper middle income household, do look around for invisible leaks which really keeps your savings low...


    #Run an energy audit-replace electric equipments that are power guzzlers.
    Switch over to energy savers that are rated by BEE.
    Replace ordinary bulbs with CFL lamps or better still,LED lights for dim lit areas.

    ....................
     
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  2. shakambari

    shakambari Platinum IL'ite

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    #Organise a transport pool to cut your travel bills.

    #Use a cycle for quick errands -good for your health ,environment as well as your kitty.

    #Take a jog,walk or a brisk outdoor sport-It keeps you fit and healthy and also saves on your Gym subscription!
    (and your medical bills too!)

    #Ask your Doctor to prescribe generic drugs instead of fancier brands.They work the same way yet are many times cheaper!

    ....................
     
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  3. amunique

    amunique Gold IL'ite

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    walk as much as possible ;)
     
  4. shakambari

    shakambari Platinum IL'ite

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    Amunique...
    Walking keeps you healthy -so smaller medical bills +lesser lesser fuel bills...
     
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  5. shakambari

    shakambari Platinum IL'ite

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    # Grow your own veggies( atleast a little of them)
    They help in saving atleast 25% of your weekly vegetable bill.
    You can have your own little kitchen garden in your backyard...terrace or even your balcony...
    What more-your kitchen garden can give you a steady supply of easy to grow everyday supply of curry leaves,mint,coriander,ginger,tomatoes,avarakai,pumpkins with very minimal efort.


    And a kitchen garden is relaxing too!
     
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  6. shakambari

    shakambari Platinum IL'ite

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    # If you have an extra room in your house-try to earn a neat sum every month by accomodating a paying guest .
    Many young girls would love to stay as a PG with a family than staying in a working woman's hostel and are happy grab such an oppurtunity.

    This is an easy moneymaking idea which effortlessly ups your savings!
     
  7. shakambari

    shakambari Platinum IL'ite

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    # Put a rein on impulsive swiping of the credit card.

    When you stick on to CASH SPENDINGS ONLY -you instinctively curb impulsive purchases of things which you may not really put to good use.
     
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  8. Sudha Kailas

    Sudha Kailas IL Hall of Fame

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    Just like those energy savers, we definitely need to have some money savers !!
    A kitty serves this purpose well and starting from today will open one !!
     
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  9. shakambari

    shakambari Platinum IL'ite

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    Thank you Sudha...You are right.
     
  10. shakambari

    shakambari Platinum IL'ite

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    #Mind your Fridge and kitchen cabinets!:spin

    Scour the shelves for surplus stocks and about to perish condiments-use them up before ordering for more...:rant

    after all foodstuff cost a bomb nowadays.

    Do not cook extra large meals.
    They finally end up unconsumed in your fridge...(VIZ. More money and eatables and your efforts :)bonk) down the drain.

    Buy seasonal fruits and vegetables.
    They are cheaper and fresh too!
     
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