Hi All, My DH and I are here in US for a year now, about 3 months back my DH got a secured credit card. This month we requesetd for a unsecured card from American express through Costco and got the feedback saying credit history not available. When we checked citibank has not reported our credit history to Credit Union. Now we went to file tax return there the auditor suggested getting a credit card from DCU if you need to inprove your credit history. Has anyone used this, can you please suggest about DCU cards. What are the things to be considered when you apply for credit card. Thanks Malar.