Monthly Budget in US

Discussion in 'Money Matters' started by uma321, Jan 28, 2013.

  1. ramyaramani

    ramyaramani Moderator Staff Member IL Hall of Fame

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    @smilysmile Are you taking private medical insurance. We have insurance through DH's employer. So on a premium basis not a killer for us. The costs also depend on type of plan and a persons medical history.

    Forgot to mention this earlier: since we have taken cable, I periodically talk to the provider to check how I can reduce my cost. I also ask for discounts or free packages. Most of the time I usually get $10 off monthly bill for 1 year. Also I switch providers once I feel bill is high. There is no cost to switching (once contract is over).
     
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  2. uma321

    uma321 Platinum IL'ite

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    Ramya/sdiva20,

    what do you mean by buying groceries online? Where do you buy groceries online? What type of products do you buy?
     
  3. akshaya452

    akshaya452 Silver IL'ite

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    Rent - 645

    Grocery - 400

    Gas- 150

    Utilities - 350

    Restaurants - 100

    Inurance - 300

    On total close to $2000, some times $2500
     
  4. akshaya452

    akshaya452 Silver IL'ite

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    Nice Post good way to know abt our spending
     
  5. uma321

    uma321 Platinum IL'ite

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    Akshaya,

    Your rent is pretty low. That should save a good amount for you.
     
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  6. sdiva20

    sdiva20 Platinum IL'ite

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    A lot of stuff that I usually buy from Whole Foods, I can get online cheaper- Raw honey, different kind of flours- coconut, almond, multi grain, buckwheat etc, organic canned beans, pasta (brown rice, quinoa etc), soba noodles, oil( extra virgin coconut or olive), nuts.

    I made all nut butters at home so I can get them completely preservative free. I am a big foodie and like to try to cook recipies from different cuisine and in past I took my list to WF and spend a lot. But online I save 2-3 bucks on each item.

    I like body washes, soaps, lotions, shampoos, dish or laundry detergents etc parabens, sulphates and harmful chemical free. Again I look online for those products as those are considerably cheaper than WF's.


     
  7. uma321

    uma321 Platinum IL'ite

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    Makes sense. Organics are expensive of we buy in-store.
     
  8. ramyaramani

    ramyaramani Moderator Staff Member IL Hall of Fame

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    @uma Just like sdiva I buy my flours, household cleaning products in Amazon. I use Subscribe and Save option though I do cancel the ubscription option or skip a delivery.
     
  9. uma321

    uma321 Platinum IL'ite

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    Ramya,
    I
    I use subscribe and save option too. I cancel it after the order is delivered. :) However, I don't use it for all the needs.

    I shop online for clothes, cosmetics, skin care, and few groceries (if I couldn't find a deal in-store)

    I've never tried buying flours online as I believe im finding a good deal in-store itself.
     
  10. XETAGAYU

    XETAGAYU New IL'ite

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    i go to the indian store every week and pay 40$ every time.
     

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