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Insurance plan Question?

Discussion in 'Indians in Los Angeles' started by deepshikha, Oct 30, 2007.

  1. deepshikha

    deepshikha Senior IL'ite

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    Hi friends, What kind of insurance plan is better for couples? My husband had a PPO before marriage but he got HMO plan after marriage. Which would be a better plan for us if we plan a child? Does PPO require to pay higher premium? Please guide . Thanks
     
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  2. Shobanag

    Shobanag Bronze IL'ite

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    Hi - each plan is very different - I suggest you get all the literature relating to the both plans and go through the benefits offered before you decide. Also take into account, the co-pays you may have, premiums, etc. Some HMO's are restrictive in which doctors you can see - so read through all documents before you make a decision. Talk to your hubby's colleagues and get a feel for the plans. Regardless of which plan you choose, I hope you are utilizing any section 125 plan if it is offered.

    Good luck!
     
  3. libran23

    libran23 Senior IL'ite

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    Hi Deepshikha,

    Just saw your post and got to know that you are living in LA.
    I am living in West LA and looking for some friends.
    Let me know about urself.

    Thanks

    Anshita
     
  4. SuccessMinded

    SuccessMinded Gold IL'ite

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    Hi,

    I also had the same question about Insurance plans... I have got HMO 100% through my employer now..
    I am also in LA.. PM me so we can talk..
     

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