Dear Malar, All the Subscription plans listed in this page : http://www.indusladies.com/forums/payments.php are valid for a period of 1 year. None of the subscription plans are marked with a Red Star * and hence the subscription plans are not recurring. To answer your queries: 1. No, Credit card details are not saved and every time you wish to take up the subscription, you need to go through the payment process. 2. Subscribed PM access is valid only for a year and if you do not renew your subscription after a year, you will no longer be able to utilize the PM feature. Also you are at free will to continue or discontinue the subscription at the end of the validity period. Hope this clarifies. Thank you.
