I have some spare money which I will not be using till the end of this year. I would like to invest it so it’ll earn some interest. I looked online and someone suggested peer to peer lending. Has anyone done that. ? I live in the US. I have like $5000 which I have saved for kids school and I will not be using till the end of the year. How to invest it wisely. It has been in the bank for 3 years now. Earned a measley $20 every year in an online savings account. If it had doubled I could have used it for 2 years school expenses right? Please suggest how to make good use of this money. I quit my job when my second one was born. Any amount of money earned is a big Help to me. Please suggest.