Hamad Card Vs Private insurance - merits and demerits

Discussion in 'Indians in Qatar' started by AkilaViswanath, Jul 3, 2014.

  1. AkilaViswanath

    AkilaViswanath New IL'ite

    Messages:
    31
    Likes Received:
    3
    Trophy Points:
    8
    Gender:
    Female
    Hi all,

    My husband has been given an option to choose if we need Hamad medical card or private insurance like AXA etc for all of us.

    I would like to get your experience in this..

    Compare both options for below points:
    1. Is it easy to get appointments with GP,Gyn and Pediatrics or can we walk in..
    2. Quality of treatment and coverage benefits.
    3. Availability of Indian doctors.
    4. Getting prior approvals before any treatments
    5. Do they also cover treatments in India

    Company would pay for whichever we choose.

    Note: Hamad option does not cover maternity and dental..at the moment, but he may get that if he asks for it.

    Thanks
    Akila
     
    Loading...

  2. sangeethaamar

    sangeethaamar Silver IL'ite

    Messages:
    351
    Likes Received:
    68
    Trophy Points:
    68
    Gender:
    Female
    Hi
    OK. In Qatar if you have RP we can apply for health card (which is used in hamad hospital) and I am not sure of the hamad medical insurance scheme.
    We have both health card and private insurance .so let me share my experience.


    1. Is it easy to get appointments with GP,Gyn and Pediatrics or can we walk in..
    Hamad - we need to get appointment ,I am not sure if the insurance people get appointment easily.but in normal its difficult and need to wait for weeks or sometime months for specialist.
    Private - we got lot of private hospital and clinic ,so we can get appointment or walk in.


    2. Quality of treatment and coverage benefits.
    Hamad- they take care well,but they won't prescribe medicine easily.not sure of coverage benefit.
    Private - we have got doctors here.coverage bnt ,you need to check.

    3. Availability of Indian doctors.
    Hamad - they have Indian doc,but mostly other nationality,you can't ask for Indian doc to them.
    Private- plenty of Indian doc ,so you have good option available.

    4. Getting prior approvals before any treatments
    Hamad - not sure.
    Private - if the coverage limit exceeds ,or special treatment,or treatment outside India needs prior approval. For some insurance medicine will be given after taking prior approval.

    5. Do they also cover treatments in India
    Hamad - no idea.
    Private - yes they do cover.my delivery was in India and they covered.

    Ask the full detail of both insurance,check the
    Amount covered
    Treatment covered
    Approval procedure

    In hamad its always waiting ..…lot of patience is needed.
    I think best would be private insurance - axa is good

    Any other query ,pls feel free to ask.
     
    1 person likes this.
  3. AkilaViswanath

    AkilaViswanath New IL'ite

    Messages:
    31
    Likes Received:
    3
    Trophy Points:
    8
    Gender:
    Female
    Thanks Sangeetha! I think my hubby is also trying AXA, still I shall remind him.
     
  4. CS1982

    CS1982 Senior IL'ite

    Messages:
    66
    Likes Received:
    25
    Trophy Points:
    23
    Gender:
    Female
    Greetings,

    Can you provide me contact details of AXA. We are already here - and preparing for Family Visa.


    CS
     

Share This Page