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Every woman needs to have her own financial independence

Discussion in 'Married Life' started by Ragini25, Sep 14, 2012.

  1. Ragini25

    Ragini25 Platinum IL'ite

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    Every woman needs to have her own financial independence - be it a high paying job, average paying job, or low paying job. It does not matter - but every woman needs to have her own financial independence.

    Some decisions during certain phases of life (due to infants) where one parent takes a break is good perhaps. But otherwise - in normal circumstances (exceptions aside) - I think every woman needs to be able to stand on her own financially - in accordance with your interests, skill levels etc. you can find things to do.

    Share household and managing accordingly with your spouses. In this day and age, not earning your living and just 'depending on someone' seems anachronistic. What if something happens to that someone? Ok, insurance and all that but still...

    Discuss.
     
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  2. riya123

    riya123 Gold IL'ite

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    IMHO every women should be financially independent. It will a huge risk to be financially dependent on husbands. Unfortunately nature and societal set up is such that women need to put their careers on backburners once a child arrives.
     
  3. Maggie2009

    Maggie2009 Gold IL'ite

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    I totally agree. Considering the cost of a good college education these days, it does seem unfair to not work after a fancy degree. Some may argue saying that education isn't just for a high paying job and staying at home is a personal lifestyle choice.But personally, to me, having say a very fancy engineering degree and choosing to stay at home, not crippled by visa, health or childcare reasons seems a criminal waste of 4 years of learning.Even if the woman doesn't want to run mindlessly in a rat race, there is always the option of teaching. that way, the learning is passed on and is such a wonderful thing.
    Being financially independent makes you feel a little less self pity.My mom is a vet.She wasn't always around when we got back home from school but the amount of pride and respect we had for the work she did was immense.
     
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  4. fencesitter

    fencesitter Platinum IL'ite

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    how its possible, practically speaking?
     
  5. aminroop

    aminroop IL Hall of Fame

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    totally. i was put to school before i turned three. and i dont grudge my mom her career and her independence. thats her right. and i did turn out quite alright.
     
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  6. Uttaraa

    Uttaraa Platinum IL'ite

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    [JUSTIFY]Ragini,

    Well-said! It is good to be recognized as so-and-so's daughter or someone's wife but it is overwhelming to be identified as 'YOU'. Career/Job/Independence aids here. Moreover working post-education should come natural. School is good, college is better but 'working' is 'GREAT'. I've no clue what or where I would be in life today if not for my passion, commitment and zeal to explore life via work. My opinion!

    I can understand why one has to quit job or not even take up one. Totally respect! Based on prevailing conditions and provided an opportunity, it is good if women are equipped in life with work experience.

    As Maggie mentioned, be it teaching (OR) part-time job, running business from home, commercializing hobby - financial independence is important for a woman.

    [/JUSTIFY]
     
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  7. crazymom

    crazymom Gold IL'ite

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    I completely agree with Ragini and Maggie. It is important for women to be independent, you never know what can happen in future. You can take better care of kids and give them better lifestyle when both parents are earning. it is personal choice and mutual understanding between partners, but it does make a difference when you are earning.

    I am not against not working women here, but here are my thoughts on why women should work. You don't have to think about buying small items, you get your "me time", kids learn to be independent, etc. When you are home, your mind gets locked up inside those walls. Most of the time, you can not think beyond those walls. You will think about all little things happen with your ILs, DH, etc and it will not bring the best out of you unless you engage yourself into some productive activities. I believe everyone needs little space for themselves, which we do not promote (Indians). Every time, everyone is in everyone's business. Working women get little time for themselves, sometimes going away little while is health for the relationship.

    Also, looking at the reservation system for education in India, it is really sad when you do not put your studies to use. One seat gets wasted and takes the chance away from someone who could have used that education to make her/his life better.
     
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  8. Rihana

    Rihana IL Hall of Fame

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    What is the definition of 'wasted'?

    If a doctor joins the IAS, his MBBS seat was 'wasted'?
    If a civil engineer does a software course, and ends up as a programmer, her B.E. Civil seat was 'wasted'?
    A fresh IIT grad goes to IIM, and never uses any of her IIT knowledge. That IIT seat was wasted?
    A doctor or engineer decides to serve the public and joins politics at 30 yrs. His/her seat is wasted?

    When is a seat said to be wasted? If the person does not stick to that career till retirement?

    ------------
    For each woman who is working even though her family doesn't need the money, there is a man who doesn't have a job and his family is suffering. Does that mean the woman is 'wasting' a job and taking the job away from a man who needs it more desperately than her? I think not!

    I am also fully in favor of women being financially and emotionally independent, but lets not call an educated woman's decision to be a home-maker as a 'seat wasted'.
     
  9. Rihana

    Rihana IL Hall of Fame

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    Ragini, thought-provoking thread. Women definitely have to be financially independent. She should never get stuck in a marriage simply because she cannot support herself (and kids). Similarly, financial independence is important for the unfortunate scenario of husband dying suddenly.

    That being said, I have some related ponderings:
    1. Is it worth it for the woman to be in a job that pays very low? What if the expenses due to her working (like daycare) are higher than her salary?

    2. What if the woman is capable of getting a job or starting a business within 6-9 months if needed due to divorce/widowhood, but right now they are quite comfortable with only the husband's salary?

    3. What if the man and woman are not rich, but have decent savings, paid for house, and some money saved for college. If man dies or they divorce, it will be a little tough but woman and kids will do OK. Does such a woman have to work? A woman (willingly) staying at home does make daily life less stressful for the whole family.
     
  10. steve

    steve Platinum IL'ite

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    I think everyone should work outside the home, if able. It's healthy to meet people, get some sun, be able to smile and get away from the very near and dear for several hours a day. Staying home all day can be depressing to anybody.

    I highly recommend it.
     
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