First of all, no... I'm not complaining... The other day, I read thru a post in life without spouse, so moved, and tried to speak to my DH what to do with our kids if I die. As soon as I started the first sentence, DH brushed it off saying that I'm a big pessimist! I say he is a big escapist (is that a right word in dictionary?) and doesn't dare to think of worst case scenarios. He doesn't want me to save for myself exclusively , saying that he is saving for me already (he is genuine about it). Now I can't tell him what if I have to fight for it after him? I say there is a monster in every dark corner (while cautioning my kids), he says I don't see light beyond darkness. he says I don't trust people. Ok, I know many of the couples who face the same thing. When I ask the so called pessimist half (realist half) how they make their spouses realize it, they just shrug their shoulders! Any suggestions?