Yes, DH is blinded in love and obedience to his family, he skips paying his own loan instalments and keeps extending his loans, when they decide some luxury sarees , unnecessary showoff grand celebrations or nonsense vacation is more urgent. Now, all loans coming to my head instead.He could have finished huge part of his loans, if he could have taken a stand against spending for unnecessary things and prioritised loans first. Now, I have no hope that he will ever save anything for our future /emergencies/kids. So, I need to be strong, and convince DH that I'll give only an appropriate share, and rest I'll focus on my loans, as well as planning future. If I talk straight, it is seen as aggressive and selfish, but right now there is noone for us if suddenly some job loss or something happened. I myself, live quite simple life, and I like to save money for future, but I feel I'm being punished for that- and expected to fund other's luxuries indirectly by taking care of DH loans and PILs responsibility, while DH take care of their demands instead and PILs buying house for SIL...But I have to give explanation even for going for restaurant/movie that why I waste money.I have to be strong and take future financial planning in my hands, from my income.Because I have lost all hope on DH to be responsible.